Monthly Archives: January 2017


10

Jan 2017

Tips On Getting Lowest Car Insurance Rates

Affordable car insurance is something that everyone wants to find. Before you can look for low cost car insurance and browse online car insurance quotes, you need to understand the basic elements that make up car insurance. Affordable car insurance can only be yours if you know what you are doing, right?

Types of Car Insurance

Liability Coverage

Liability coverage is an essential of all auto insurance policies. This type of basic coverage is required by law in the majority of states. According to Jake Hamilton, who runs used car dealerships in Minneapolis, liability coverage is the minimum insurance anyone can take.  In the event of an accident, this coverage will pay for costs related to injuries sustained to those in another vehicle as well as the costs connected to repairing the damage done to the car. Affordable car insurance in terms of liability coverage can be found if you shop around from company to company.

Collision Coverage

Collision coverage tends to be more expensive and is not compulsory in most areas but is recommended if you can afford it. Collision coverage will pay for damages to your car if you are in an accident (collision) of any kind. Even if you are found to be at fault for an accident, your collision coverage will help pay for the damages to fix your car. This type of coverage also can be beneficial if you lend someone else your car to drive and that person is in an accident.

Comprehensive Coverage

Then there is comprehension coverage. This type of coverage takes into account other kinds of damage that could occur … Read the rest

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03

Jan 2017

5 Important Tips to Save On Taxi Insurance

Most car owners wish they could evade the purchase of car Insurance, especially when the insurance purchase is for a new taxi. Taxi insurance can be costly, and it’s normally more for brand new cars than for five-plus year old models. This article is aimed at helping you choose the correct premiums without putting in unnecessarily big amounts of money.

Be A Wise Buyer

There are many companies that offer London taxi insurance  services. The insurance premiums are mostly based on models. The newer and more complex the model of car you decide to buy, the more premiums you are likely to pay. This is because car damage is the biggest cost auto insurers incur, and replacement parts for new models tend to be more costly. Don’t interpret this as “don’t buy an expensive car”; all I’m saying is buy a car you can afford to insure.

Pick A Reputable Insurer

Going for lower premiums is a big temptation, but if you factor in costs like having to pay extra for original car replacement parts when you need them, or low-balling loss estimates, you might find that it saves more money getting medium or high premiums. The truth is, the kind of premium amount you pay is not really as big a deal as the insurance provider. Providers can be shrewd and there are those who will even hike your premiums after an accident. In our extensive research of insurance providers that consumers are highly satisfied with, NJM, Amica and USAA scored 90% and above.

Purchase All Your Policy From One Insurer

Most insurers will give you … Read the rest

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